Source prospective clients for personal loan product through partner-in-sales, sales blitz, telemarketing, road show and etc.
Constantly identify new sales strategies and approach to increase individual and team achievements.
Ensure adherence to responsible selling and structure proposed solution that meets client’s financial needs.
To ensure the accurate and timely completion of –
Applications forms is duly completed prior to submission.
To ensure all relevant income documents is obtained from customer to adequately support the application.
Submission of sales / pipeline management reports.
To ensure no misrepresentation of product features, pricing, promotions and processes.
Keeping abreast with updated product information, market changes and provide market intelligence and customer feedback to the management for appropriate action.
Compliance & Standards
Ensure sales solicitation and activities are compliance with Sales Compliance Framework & Group’s standards and regulatory requirements.
Fully comply to SOP - Sales Process of Consumer Lending Products and conduct day to day. responsibilities with full knowledge and perform the task within the guidelines of:
AML guidelines
Sales Compliance Guidelines
Data Record, Maintenance and Inventory Guidelines
BNM guidelines
KYC
Credit Control Procedures
BAFIA
PDPA and etc.
To project a professional business image at all times through high standards of housekeeping and personal grooming.
Note: Job Descriptions are subject to change at the discretion of the Management
Working Relations
Nature of Purpose
Internal
Credit Processing Hub
Group Marketing
Customer Service
Human Resources
To review possible opportunity loss from decline cases by way of appeals
Seek understanding and clarification to ensure Distribution channels is in line with the Credit Policies and Procedures
