Assistant Vice President, Credit Risk Analytics

About Alliance Bank Malaysia Berhad

Alliance Bank Malaysia Berhad and its subsidiaries, Alliance Direct Marketing and Alliance Islamic Bank Berhad, offers banking and financial solutions through its Consumer, SME, Commercial, Corporate and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, and Digital banking services.

We are currently seeking a high caliber professional to join our Group Credit Risk department under Group Risk Management division as a Vice President, Credit Risk Analytics.

The Role

A successful candidate in this position will be accountable for the following:

• Enhance credit risk management capabilities across the Group
• Assist in credit risk management via oversights and monitoring across the Group
• Automate reports and assist the development and use of data visualization tool (Power BI etc)

Job Description

Risk Analytics / Big Data Management & Artificial Intelligence

• Oversee the integration and management of large datasets related to credit risk, utilizing advanced data processing techniques.
• Automate/improve the process of generating monthly reports to cut down the report’s generation time.
• Identify the opportunities where AI can enhance overall workflow.

Data Visualisation Tools

• Spearheading the use of data visualization tools such as Power BI across the Risk function and Group.
• Implement Risk Report and any other related reports into Power BI.

Thematic Studies

• Conduct and oversee thematic studies to explore and address emerging risk and trends in credit risk.
• Present findings and recommendations to senior management/EMRC/GRMC/BOD.

Supporting ERMC/GRMC

• Assist in the execution of regular/ ad-hoc initiatives / assignments to protect the Group’s portfolio and shareholder value.
• Follow-up on actions required to resolve risk management issues as instructed by ERMC/GRMC for continuity and improvement of the risk management processes.

Ad-hoc Project / Assignments

• Assist in the execution of various ad-hoc risk related reporting, assignments and projects to strengthen the Group’s risk management capabilities

Job Requirements

Skills

• Possess strong analytical and problem-solving skills
• Effective communication skill both written and oral
• Good interpersonal skills and project management ability
• Technical skills e.g. Ms SQL, SAS, Power BI will be an added advantage

Knowledge

• Quantitative and statistical methodologies and techniques
• IT systems, credit models and data structure
• Strong statistical and finance knowledge
• Key regulations e.g. BNM Guidelines, FSA, Basel II/III, etc
• Banking products & laws
• Best practices in credit risk management

Experience

• Graduate with more than 6 years of relevant experience in credit risk management