Assistant Vice President, SME Credit

The Position

• To ensure Credit Application submitted are in compliance within the credit underwriting standard, process and policies and recommend for approval.
• To assist in credit decision making and early identification of risk issues and building of appropriate controls preprovision/ losses and support business growth.
• To assist in credit validation, evaluation and approval process with continuous fine-tuning of process and performance monitoring to improve credit turnaround time.
• To assist in credit review process with continuous fine-tuning of process to identify weak credits for proactive remedial actions.
• Establish and implement a robust fraud detection / prevention framework to minimize fraud losses.
• To assist Team Lead to ensure optimum resource utilization with continuous process improvement / reengineering initiatives for effective costs management, talent development and retention.
• To ensure Bank and regulatory policies and guidelines are being implemented and adhered to at all time.

Our Requirements

• Possess a Bachelor's Degree in any field.
• Good credit assessment skills for credit account strategy planning and implementation.
• Good leadership and management skills to deal with and manage a team of credit personnel
• At least 4 years of related working experience & exposure in retail / business banking risk management in the financial services sector with adequate knowledge in lending principles and credit / risk management.
• General experience in administration and good understanding of IT / System capabilities.