Assistant Vice President, SME Credit

Job Purpose:-

• To maintain the robustness of SME Banking credit management frame works via implementation of sound credit underwriting standard, processes and tools effictively with the objective of assisting SME Banking in achieving its agreed profits and growth objectives.
• To recommend loans within credit policies and business plans.

Key Responsibilities:-

• To ensure Credit Application submitted are in compliance within the credit underwriting standard, process and policies and recommend for approval. 
• To assist in credit decision making and early identification of risk issues and building of appropriate controls / pre-emptive measures to ensure quality loans bookings to safeguard the Bank’s interest to contain credit provision / losses and support business growth.
• To assist in credit validation, evaluation and approval process with continuous fine-tuning of process and performance monitoring to improve credit turnaround time.
• To assist in credit review process with continuous fine-tuning of process to identify weak credits for proactive remedial actions.
• Establish and implement a robust fraud detection / prevention framework to minimise fraud losses.
• To assist Team Lead to ensure optimum resource utilisation with continuous process improvement / re-engineering initiatives for effective costs management, talent development and retention.
• To ensure Bank and regulatory policies and guidelines are being implemented and adhered to at all time.