Assistant Vice President, SME Product Development
Location:
Kuala Lumpur, MY, 50100
Category:
Permanent
Facility:
2172
KEY RESPONSIBILITIES
- Develop, implement, review and enhance Lending Programs to support GSME Banking’s value proposition to customers as follows:
-
- SME Program
- Business Premises Financing (BPF) Program
- Equipment Hire Purchase (EHP) Program
- Oil Palm Plantation (OPP) Program
- Business Credit Card (BCC) Program
- SME Express Loan (SXL) Program
- Credit Guarantee Corporation (CGC), Syarikat Jaminan Pembiayaan Perniagaan (SJPP), BNM and Government Assistance Schemes
- Conduct product related trainings.
- Initiate and develop campaigns to drive sales productivity and product take-up rates.
- Handle the maintenance (including updates/ communications/ handling Sales queries) for:
-
- Loan Application Form
- Loan Submission Checklist
- Loan Acceptance Checklist
- Product Development Standard Operating Procedure (SOP)
- Product Disclosure Sheets
- Compliance Checklists
- Support the development/ maintenance/ user testing of product program’s system parameters and codes.
- Responsible for Alliance Origination System (AOS) product parameter settings development and maintenance.
- Assist in coordination research & benchmarking studies of other competitors & marketplace as well as the research & analysis of new products & services, including industry value chain assessments.
- Act as liaison with Bank Negara, Government Agencies on product regulatory matters and compliance issues, and Bank Negara Credit Risk Review (CRR) related matters for GSME Banking
JOB REQUIREMENTS
- Minimum 5 years of working experience in Banking Industry
- Preferably with experience in SME/Commercial Lending
- A go-getter, self-motivated and able to perform under pressure
- Mature and result orientated
- Adequate knowledge of asset based financing / trade finance
- Adequate knowledge of competitor offerings and needs of the local market
- Experience in managing product development projects within a banking system
- Strong project management skills, especially for key initiatives