Supporting Unit Head of Department in the administrative functions of Fraud Review:
Perform review on pre & post approval credit lending cases for fraud detection.
Perform gap analysis on detected fraud cases and propose mitigation actions.
Perform internal blacklist in Host for confirmed fraud cases.
CONTRIBUTES TO
Better internal controls and processes of Alliance Bank consumer business;
Lesser fraud occurrence in consumer business;
Healthy loan growth and reduction in non-performing loans in Alliance Bank;
Active monitoring of operational risk and compliance risks;
Highly profitable and smooth operations of the businesses via continuous effort to contain fraud losses through effective review for fraud and/or prevention.
KEY RESPONSIBILITIES
Reviewing
Review pre & post approval suspicious credit application cases for fraud detection;
Attend to doubtful cases escalated by other units/departments for fraud review;
Ensure the cases are reviewed within the stipulated turnaround time;
Recommend fraud mitigation actions as and when necessary.
Fraud Escalation
Escalate detected fraud cases to respective product Credit Office.
Compliance
Ensure compliance to prescribed guidelines, internal procedure and BNM guidelines and regulations.
Other Duties
Ad-hoc reporting and other duties assigned by the Management from time to time.
EXPERIENCE/KNOWLEDGE REQUIRED
Skills
Good working knowledge and skill sets in any field related to Fraud Management, internal audit or investigation;
Great communications and interaction skills;
Competent of tact and diplomacy to manage both internal and external stakeholders;
Notable presentation and communications skills;
Solid analytical ability, interpersonal and problem solving skills;
