Manager, Consumer Credit

Job Responsibilities
1. Evaluate loan applications and customer credit worthiness in credit decision making and early identification of risk issues and building of appropriate controls / pre-emptive measures to ensure quality loan booking to safeguard the Bank’s interest to contain credit provision / losses and support business growth.

2. Ensure compliance with bank and regulatory policies are being implemented and adhered to at all times.

3. Implement and monitor the robustness of credit validation, evaluation and approval process with continuous fine-tuning of process and performance monitoring to improve credit turnaround time.

4. Provide support and guidance to sales staff on credit matters and loan application submissions.

Job Requirements

Skills
•    Good interpersonal & communication skills
•    Good people management
•    Good time management
•    Proactive qualities

Knowledge
•    Sound experience in credit, banking and regulatory policies

Experience
•    Minimum of 2 years experience in consumer or business credit underwriting