Manager, Consumer Credit
Location:
Kuala Lumpur, MY, 50450
Category:
Permanent
Facility:
3309
- Establish and implement a structured Credit Card & Personal Loan credit underwriting standard, process and tools to assist in credit decision making and early identification of risk issues and building of appropriate controls / pre-emptive measures to ensure quality loans bookings to safeguard the Bank’s interest to contain credit provision / losses and support business growth.
- Establish, implement and monitor the robustness of credit validation, evaluation and approval process with continuous fine-tuning of process and performance monitoring to improve credit turnaround time.
- Establish, implement and monitor the robustness of credit review process with continuous fine-tuning of process to identify weak credits for proactive remedial actions
- Establish and implement a robust fraud detection / prevention framework to minimize fraud losses.
- To provide accurate information to management in order to assist in the making sound business decision
- To ensure optimum resource utilization with continuous process improvement / re-engineering initiatives for effective costs management, talent development and retention.
- To ensure Bank and regulatory policies and guidelines are being implemented and adhered to at all time.