Senior Executive, Credit Governance & Asset Quality

Credit Review / Portfolio Tracking

• Completion of monthly loan review template according to Loan Review Policy and timely submission to Credit Policy & Scoring.
• Monitor compliance of loan covenants and conditions per approval.
• Monitor and report submission of Simplified Credit Review (SCR) and Full Review to avoid Expired Limit Extension (ELE).
• Timely submission in case of ELE is required.
• Guide SME Associates and supports on review related matters.

Portfolio Tracking

• Provide list of loan portfolio paid down, site visit frequency
• Monitor and compilation of reports, e.g. Pre-remedial detection, Repricing, Covenants, AMLCFT, Excess/Overdue, SJPP/CGC consent, NRD Exceptional Report, etc.
• Prepare process flow / guidance to SME Associates
• Screening for pre-approved suppliers/customers

Training & Development

• Assist staff to liaise with counterparties in training matters (e.g. scheduling and enrollment in courses/exam)
• Remind SME Associates on enhanced policies / guidelines and completion of mandatory training / briefing

Other Reporting

• Assist in conducting or preparation of ad hoc reports (e.g. Stress Test, Leads).
• Assist in furnishing documents and information required by internal and external auditors
• Maintain internal control standards, including timely implementation of internal and external audit points, guidelines and policies together with any issues raised by external regulators
• Act as the Business Continuity Plan Coordinator for the department.
• Ensure continuous practice of Clean Desk Policy, DLP.
• Any other duties and responsibilities assigned by the Management from time to time (Assume additional duties as requested).