Vice President, Head, Credit Policy, Scoring & Portfolio Analytics
Location:
Kuala Lumpur, MY, 50100
Category:
Permanent
Facility:
1194
- Develop well-defined credit acceptance criteria, processes and maintenance of credit system to support prudent credit decision making for both Consumer and SME banking.
- Drive periodic portfolio review and derive proper strategies to maintain healthy portfolio credit quality
- Drive periodic review on credit policies and strategies to ensure it is still fit for purpose and take proper action if there is any misalignment.
- Develop and review all credit scorecards to ensure it is within internal validation guideline and take proper action if the scorecard is no longer fit for use.
- Derive parameter for the type of property / equipment / vehicle that bank is willing to finance to maintain a healthy collateral portfolio.
- Drive strategic innovation within work space to improve efficiency by introducing new analytics techniques / algorithm in conducting analysis and developing credit models with the use of advance analytics programming language.